FAIR WEATHER FRIENDS

Whether your glass is half empty or half full, you don't have to break the bank buying gifts for friends and family in this chilly market. I'm all about homemade gifts (apparently so is Oprah) but if you're craft-challenged then pop online or head out to Target or Wal*Mart where you'll find fair deals on everything from faux fur throws to sweaters and gloves! I logged onto www.potterybarn.com and found the great throws above for under $100 with free shipping. If that makes you sweat, check out Target's home section where I found sets of holiday cocktail glasses for under $10 (thought I'd give them as a gift with my favorite drink recipe included), "beds in a bag" for under $30, ping pong tables for under $70 and much, much more. So, no matter where you fall in this financial storm, there are still great deals to be found.

TIME TO COMPLETE TASK: Ten minutes

COST: $99.00 at www.potterybarn.com with free shipping!

STRESS LEVEL: Finding great gifts at fair prices: LOW